Medicare for All

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Americans at Risk:
58% Under Age 65 with Adequate Insurance;
42% Uninsured or Underinsured

Other industrialized countries: 99-100% of people have insurance


THE UNDERINSURED

They are individuals who have insurance but they are dangerously close to being in financial stress or disaster if they need any significant amount of medical care.

“Underinsurance rates nearly tripled (between 2003 and 2007 for persons in higher income brackets)” … June 2008 report

  • An amazingly high 42% now for the combination of the number of persons under age 65 who are uninsured or undersinsured.
  • Thus, the reality of possible financial ruin had already started to hit the middle and upper class, but the possibility for them is higher than ever

SHARP INCREASE between data from 2003 and 2007

  • ” … a sharp increase in the number of underinsured people. Based on indicators of cost exposure relative to income, as of 2007 an estimated twenty-five million insured people ages 19-64 were underinsured – a 60 percent increase (in the underinsured) since 2003. The rate of increase was steepest among those with incomes above 200 percent of poverty, where underinsurance rates nearly tripled (between 2003 and 2007 for persons in higher income brackets). In total, 42 percent of U.S. adults were underinsured or uninsured. The underinsured report high levels of access problems and financial stress. … ” – from the Abstract of the Health Affairs article listed below. Bolding and parentheses was added.

Source

“How Many Are Underinsured? Trends Among U.S. Adults, 2003 and 2007” – June 2008 report in Health Affairs magazine 27, no. 4 (2008). Additional parts of that report are seen here.

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