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March 2010 Law Explained

A law that provides benefits to many
within a health-care-NOT-for-all system
that is costly to most Americans and America.

The March 2010 Law: the Affordable Care Act of 2010.
Explanations and Conclusions



Explanations
About the March 2010 Law:
the Affordable Care Act of 2010

Affordable Care Act of 2010
        It is mainly titled “March 2010 Law” in this website to make it clear that
        the Affordable Care Act of 2010 WAS signed into law and that it IS now a law, not a bill that is being debated.

The law was legislation written by the U.S. Congress during 2009 and early 2010.
It was signed into law by President Obama in March of 2010.

The title “Affordable Care Act of 2010” is a short version of the law’s actual title, as seen here:

The law.
The “Patient Protection and Affordable Care Act of 2010 ” (PPACA).
     It is Public Law 111-148 of the 111th Congress,
     signed by the president on 3/23/2010.

The amendment to the law.
The “Health Care and Education Reconciliation Act of 2010” (HCERA)
         is an amendment to the the PPACA.
     It is Public Law 111-152 of the 111th Congress,
     signed by the president on 3/30/2010.

Status of the Law

The Affordable Care Act is a law, not a bill.
Calling it a bill gives the impression that it’s still being debated and developed.

Implementation of the law started immediately in March of 2010. The law has been and is now already impacting health care in the United States, some for the better, some for the worse.

Implementation will occur through 2018 and beyond, but primarily through the year 2014, when some of its major changes will be implemented.

Projected Impact of the Law

Unless the law is replaced with a law that will save money instead of making things worse …
— It would help about 30 million Americans get health care.
— It would cause a significant increase in health insurance premiums and “out-of-pocket” costs (such as deductibles, co-pays, coinsurance).
— It would cause a significant increase in taxes.
— It would leave over 20 million Americans without health insurance and the associated access to health care.
— It would implement government intrusions into the lives of millions of Americans.
See below for links to more information.

What the law is NOT.

The Affordable Care Act was not written with the objective of covering all Americans, and it is never expected to cover all Americans.

To put that another way:
         It is not a health-care-for-all system
         or a universal health care system,
         because it does not have that as its first and primary objective
         and it leaves out somewhere between 20 and 40 million Americans.

And it is very focused on maintaining private health insurance companies, which will benefit greatly from the law.

Therefore, it is not now and will not become:
— universal health care.
— government-run health care.
— socialized medicine.
— single-payer health care.
— Medicare for All.

Expectations About the Next Steps for this Law

The biggest possible surprise and negative impact to Americans and America will be that the U.S. Congress keeps the new law and makes our unnecessary bureaucracy bigger than ever, profiting some companies, but burdening individuals and families and the United States economy.
Read one executive’s expectations here …

A former health insurance company executive has made his prediction about what will happen. You can read that here in a Newsweek article of November 2010. The expectation is that the insurance companies have decided how they can financially benefit the most from the new law and that they will influence the U.S. Congress to fine-tune it to maximize the law’s benefit to them.

Reasons for the title “March 2010 Law”

The law is referenced primarily at this website as the “March 2010 Law” for these reasons:
         #1) Some Americans do not know that the legislation is now law, as of March 2010.
         #2) Americans need to appreciate that the Affordable Care Act of 2010 is a law and not a proposed bill.


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Conclusions and Details
About the March 2010 Law:
the Affordable Care Act of 2010

Recommendation: Read the explanations (above) first to get an overview
to help ensure that you know what the law is and what the law is not.

Select each of the following links to get access to the information:

Conclusions

  • March 2010 Law - PPACA/HCERA
    • Reasons for future higher costs and higher taxes
    • Additional cost burdens
    • Government intrusions
    • What “affordable care” means
    • Complexity compared to simplicity
    • Including a link to a side-by-side comparison to our recommended solution
    • The bottomline about the Affordable Care Act
    • Select here to see more .

Details

  • Votes in March 2010 - PPACA/HCERA
    • What Democrats voted “No” to the Affordable Care Act
  • Financial Impact of PPACA/HCERA
    • Cost = more than $300 billion more than if no law had been established
  • Section-by-Section Analysis
    • Long list of entire sections of the law that will cause health insurance premiums and out-of-pocket costs to skyrocket.
    • Over 600 reasons why taxes will increase.

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the Affordable Care Act of 2010
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