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Health Insurance Rates

Health insurance premiums are as high as 50% to 100% of the U.S. median household income when insurance companies are more heavily regulated and/or when health insurance is mandated.

Added Regulations on Insurance Companies by the State of New York Premium costs (pdf) in the 2nd poorest count of the state after regulations were added for how health insurance companies operate … similar to the idea of the U.S. Congress to add regulations. The rates for a family are $3,055.07 to $4,307.63, which is roughly 70% to 100% of one’s income.

Mandated Purchase of Health Insurance in the State of Massachusetts Premium costs for a 50 year-old couple with no deductible, which would compare with single-payer which has no deductible. If the couple earns more than $43,740 pre tax, then the couple is presented with their options for buying the mandated insurance. The cost of those premiums (effective 6/1/2009) ranges from $1,329.50 to $1,980.31, which is roughly 30 to 50% of one’s income. - provided compliments of Scott Plantier, a Massachusetts resident, who uses words like “Gestapo-like” and “health care dictatorship” to refer to the Massachusetts’ mandated health insurance law that’s been hurting residents there since the time of its implementation in 2006.

Additional Information

The latest income figures from the Census Bureau are from 2007. The median household income is $50,740.

Astronomical Rates Already Demonstrated

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Universal Health Care, Improved Medicare for All as per U.S. House Resolution 676
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