Medicare for All
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Medicare for All
Medicare for All.
Everybody In. Nobody Out.

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Health Insurance Companies’ Bureaucracy

We can eliminate health insurance bureaucracy
with improved Medicare for All.


  • Premiums
  • Co-pays
  • Deductibles
  • Allowed amounts, often associated with negotiated rates
  • Percentage not covered by insurance: this is often called "coinsurance"
  • Health care bills after the lifetime limit is exceeded
  • Added costs for those burdened by medical expenses:
    • Credit card interest
    • Interest on loans to pay medical debts
  • Requirements resulting from dealing with health insurance companies
    • Large billing departments of hospitals and other medical facilities
    • Large negotiating staffs within medical facilities, such as hospitals, to deal with the negotiation of rates between individual health insurance companies and each facility or its organization
    • Large billing staffs at physicians’ offices
    • Businesses of all sizes needing to decide what health insurance company and plan to use for the next year
  • Over 1300 health insurance companies, of which each of them are working to not only maintain and/or expand their operations, but also maintain and increase their profits; these companies are the reasons for the majority of the previous examples of unnecessary administrative costs that are listed above. The operation of a single pubic fund via single-payer health care, Improved Medicare for All, does NOT have the factor of needing to make a profit and pay dividends to stockholders.

Rationing: Examples of additional complexities associated with health insurance companies that amount to a type of rationing of care

  • In-network and out-of-network medical professionals (such as physicians) and facilities
  • Denial of health insurance coverage for a very long list of reasons and situations

 

More unnecessary complexity is being added due to the March 2010 law.
      Following is just one example:

  • New Regulations (regulatory requirements) on private health insurance companies, including new reporting requirements. This subject alone involves literally hundreds of detailed regulations (extra costs) on health insurance companies
    Health care costs, such as premiums, will dramatically increase, as already demonstrated by that result in the state of New York, where health insurance premiume have been so costly for years that to get health insurance can cost the same as the entire income of a household. Why? Due to increased regulations.

    Our taxes will increase dramatically also. When the government adds hundreds of regulations, the government must both maintain thos regulations and regulate the regulations with regulatory staffs. Those staffs of people and their costs, such as salaries and offices and equipment will increase our taxes.

Additional Information

What will be done to support all those employees who will need to find new jobs?
Go here for the answer.

The March 2010 law.


Those seeing this page may also be interested in seing the lists of government bureaucracy and the supporting bureaucracy


 

Let’s eliminate the unnecessary administrative functions
within all 3 types of bureaucracy.

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     IMPROVED Medicare for All.   

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Universal Health Care, Improved Medicare for All as per U.S. House Resolution 676
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