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Costs and Savings
via Improved Medicare for All

“Savings” = a dramatic reduction of
the average U.S. health care costs
plus positive financial impact & side benefits

The United States is expected to have a similar or better result compared to other free-market countries in terms of the cost. Using their experience in terms of the cost per person, there will be a cost reduction of 60% per person in the United States. The following table provides some explanation about what is expected to occur.

Status of Expected Costs

Savings: Impact and Side Benefits

What Really Matters

It is the TOTAL COST per person that really matters. How much will health care cost per person.
Read on both columns of this table of information to know what we can expect.


We will report to you the specific expected amount of tax to be paid by an individual and by a family when that is available.

Special notes:
— That expected amount of taxes will not be requested from the Congressional Budget Office by the U.S. Congress until there is sufficient support among the members of the U.S. Congress. That support can and will occur when Americans are informed and have caused that adequate degree of support to occur for Improved Medicare for All.
— The amount of taxes will not be finalized until the final debates and decision-making have occurred in the U.S. Congress. The bill that needs a strong amount of support is H.R. 676.


In the meantime, you can refer to the following information:
— See the link at "Proposed Funding" below.

— The decades of cost experiences within the other free-market countries has resulted in a consistent cost of 40% of what Americans pay per person. That is an incredible, but realistic, number that has been demonstrated for decades across many countries. You can see the examples of just six of those countries.

— Since the United States will have the best health-care-for-all system, we will have the basis for achieving the same cost experience as the other countries or better.

Proposed Funding

The proposal for funding in H.R. 676 includes multiple sources, including taxes on both earned and unearned income and additional sources of income, such as an additional tax on those with the very highest incomes.
See H.R. 676 Section 211 for that set of ideas for how the funding will occur; in other words, there are other funding proposals that might be considered when the bill is debated in the U.S. Congress.

Out-of-Pocket Costs

As indicated in the savings column to the right, many costs will be eliminated. Our out-of-pocket costs will be very low. Here is an example of a payment that we will need to make:

A patient will need to pay extra for a model of equipment that is not automatically provided, such as paying extra for a different cane.

For a more specific estimate in terms of dollar cost

If you prefer to see a specific number(s) to give you at least a rough idea of many Americans will experience for the cost of health care, go to the Answer that provides that detail at the Answers web page.


As a result of improved efficiency, we will have much lower administrative costs. That means that the money we spend FOR health care will be spent ON health care.

The simplicity of efficiency will replace complexity.

As a result of the our power of negotiating prices, we’ll have lower costs for drugs and equipment.

The Impact: the financial results

No co-pays.   No deductibles.

No coinsurance, such as 20% of the cost of a stay at a hospital.

No payments to health insurance companies for medically-necessary care.

No major medical bills.

Reduction in taxes caused by
— unnecessary health care programs and
— health insurance benefits for government workers: federal, state and local. They will all automatically have health care, just like all Americans will.

The Side Benefits ... including other financial results

Increase in jobs due to the decrease in business costs.

No loss of homes due to medical bills.

No constant worry about medical bills.

No bankruptcies due to illness or medical debts.

No more “payment” in hardships.

No more fund-raisers of various types that often do not cover the huge bills.

No more spending of Americans' time, money and effort dealing with a very complex payment system for health care.


Additional Information

  • Our Tax web page explains more about the status of knowing how much we will pay in taxes.
  • The best health-care-for-all system will be in the United States. The United States, due to its size, will have the lowest risk and will be able to establish the lowest costs, such as for drugs and equipment.
  • The minimum expectation for costs is that we will at least be as good as other free-market countries … and most likely better … on a basis of the cost per person.
  • H.R. 676 — United States House of Representatives Bill 676, the U.S. National Health Insurance Act (“Expanded and Improved Medicare for All”) is the proposed legislation for Improved Medicare for All.
  • Improved Medicare for All improves efficiency and will will decrease costs by over $400 billion per year while assuring that everyone will have health care.


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Universal Health Care, Improved Medicare for All as per U.S. House Resolution 676
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