Best
The current U.S. health care NOT for all system
compared to improved Medicare for All,
the best health care for all system in the world.
Differences compared with other countries. See large differences (bolded) between what we will have for a health care for all system compared to other countries. Select here to position at the top of the following table.
| Characteristic |
Current (health care NOT for all) |
The Best System: Improved Medicare for All (health care for all) |
| Number of health insurance companies. |
Over 1,300 companies. |
One public (insurance) agency. Better efficiency than the hundreds of “sickness funds” in France and Germany. |
| Number of “risk pools”. |
Thousands of risk pools. Number of actual "risk pools" is much higher than the number of health insurance companies, since health insurance customers include thousands of different size risk pools. The smaller the group (that is, risk pool), the higher risk and the higher the out-of-pocket costs for premiums and deductibles. |
One low-risk pool. Better efficiency than France’s and Germany’s hundreds or thousands of risk pools among their sickness funds ... or even Israel's system that has four health organizations. We will have one public (insurance) agency with maximum cost-efficiency. |
| Number of health insurance plans. |
Thousands. |
One. Better efficiency than Canada’s 13 plans and better efficiency than the hundreds of plans in France and Germany. We’ll have one health insurance plan. |
| The power of negotiated prices. Health insurance companies do continuous negotiations for better prices. The United States currently does some, but very little compared to what we could. |
Negligible negotiations as a country. The Veterans Administration has been negotiating excellent prices for decades. It's an insult on Americans and America by the individual members of the U.S. Congress and the associated U.S. Presidents (over the years) that we don't yet have health care for all with its negotiated prices. |
Maximum degree of negotiations for the best prices on drugs, equipment and services. The best negotiator in the world will be the United States due to the size of our population We will no longer subsidize the low prices of all the other free-market countries. |
| Who has access to health care. |
Those who can afford it, Those who keep their income low enough. Those who are poor enough to be forced by the government into a specific plan. |
Those who need it. |
| What coverage is provided. |
Varying degree of benefits with details often unknown. |
All medically-necessary care. |
| Cost per person. |
250% times (2.5x) other countries |
Dramatic savings. |
| Number of government programs dealing directly with financing health care and paying for it. |
Dozens, especially considering state-run programs. |
One, as a separate public agency |
| Patient costs. |
Excessive prices for drugs and equipment due to lack of nationally-negotiated prices. |
Reasonable drug and equipment prices due to negotiated prices. |
| Patient costs (continued). |
Premiums. Co-pays. Deductibles. Bills, such as for hospital stays and significant testing procedures (“coinsurance”). |
Not applicable. Example: costs will no longer include major medical bills. |
| Medical professionals' costs. |
Very high staffing costs and/or contractor (billing) costs in order to deal with hundreds of health insurance companies. An unfortunate consumption of medical professional time and effort that is directed away from care of patients and to unnecessary administrative activities related to insurance and insurance companies.
|
Dramatically lower costs due to minimal staff costs and minimal or no contractor (billing) costs. The United States will shine brightly on this topic. One plan and one payer means absolute highest degree of simplicity and the absolute lowest number of people required to do the GREATLY simplified administrative activities. Medical professionals can spend more time on patients and less time on administrative activities. Lower malpractice innsurance costs (below) become an additional "side benefit". |
| Medical professionals' costs (continued). |
Very high medical malpractice costs. | Dramatically lower malpractice insurance costs. Why? Because a patient can only sue for the error and injury, not for health care for the rest of their life. Health care is automatically provided for life. |
| Bankruptcies due to medical bills. |
Estimates are between 226,000 and 875,960. |
Zero. |
| Number of persons without access to health care due to a lack of the required health insurance, whether it be private insurance or government-provided insurance. |
Tens of millions. |
Zero. |
| Efficiency. |
69% due to the unnecessary administrative activities within three types of bureaucracy. |
95% or higher. |
Our uniquely American Improved Medicare for All will be the best health-care-for-all system in the world. The following information is NOT intended to provide a complete list of comparison details, only a few examples:
Comparison to all other free-market countries
- Our large population will provide the lowest risk for any one individual due to our having the largest “risk pool”.
- Our large size provides the capability to establish the lowest negotiated prices.
Comparison to Canada
- We’ll have the one plan … a single-payer health care system … not like Canada’s 13 plans; thus, ours will be simpler and more efficient.
- We’ll have our one public agency. Especially important, its budget will be independent from the day-to-day debates and decision-making of legislatures. Note: Canadian legislatures caused problems with Canadian wait times at least once because they made an excessive cut in the budget. It took years for Canada to recover. Similarly for England, the operation of the NHS National Health Service, can be impacted simply by what political party is in power.
Comparison to France and Germany
We’ll have one public agency, the single-payer, instead of the hundreds of non-profit social insurance funds like France and Germany, making ours simpler and more efficient.
Additional Information
As seen in the detailed comparison to six countries, the United States performance regarding both health care outcomes and health care costs is poor.
See a side-by-side comparison between our current system and Improved Medicare for All.
See a side-by-side comparison between Medicare and Improved Medicare for All.
Conclusion from all of the above information,
including the linked information:
In terms of how we pay for health care and in terms of the health outcomes of our people, the United States will go from one of the worst health care systems to the best by implementing Improved Medicare for All.
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